Supplemental Health Insurance for Children: What are the Benefits?

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Additional health insurance for children guarantees extended medical care beyond the scope of compulsory insurance.Parents choose this option to ensure a higher quality of service, shorter waiting times and access to specialized services.

What is supplementary health insurance for children?

Additional health insuranceis a voluntary package of health services provided through private health funds.Unlike compulsory insurance through the NHIF, it covers:

  • Examinations by specialists without a referral;
  • Imaging and laboratory studies;
  • Dental services;
  • Hospital treatment in private hospitals;
  • Home visits by a doctor;
  • Second medical opinion.

What are the main benefits for parents and children?

  1. Faster access to specialists
    Children receive a medical examination within 24–48 hours, without the need for a referral from a GP.
  2. Quality medical care
    Private clinics offer more innovative equipment, individual approach and better conditions.
  3. Avoid waiting in queues
    Parents don't wait weeks for tests or hospital admission.
  4. Psychological support and therapies
    Many additional packages include consultations with child psychologists, speech therapists or therapists.
  5. Better dental health
    Health funds often cover fillings, tartar cleaning and orthodontic examinations.
  6. Preventive programs
    Most insurers offer immunization schedules, vitamin and growth tests, and check-ups.
осигуряване здравно допълнително за деца

What services do children's policies usually include?

Type of serviceCoverage in an additional policy
Pediatric examinationsYes
Emergency medical careYes
Vaccinations outside the calendarPartially
Dental careYes
Hospital stay in a private hospitalYes
Eye and hearing examsYes
Psychological helpYes

How much does additional child insurance cost?

The average cost of an annual health policy for a child varies between200andBGN 500., depending on:

  • the age of the child;
  • covered services(international travel, extreme sports, etc.);
  • spending limits;
  • the included medical facilities.

Some insurers also offerfamily packages, which cover several children at a discount.

за деца допълнително здравно осигуряване

Who is it suitable for?

Supplementary health insurance is particularly suitable for:

  • Children with chronic diseases;
  • Children attending daycare or kindergarten;
  • Students involved in sports;
  • Families without quick access to ...

Additional health insurance for children guarantees extended medical care beyond the scope of compulsory insurance.Parents choose this option to ensure a higher quality of service, shorter waiting times and access to specialized services.

What is supplementary health insurance for children?

Additional health insuranceis a voluntary package of health services provided through private health funds.Unlike compulsory insurance through the NHIF, it covers:

  • Examinations by specialists without a referral;
  • Imaging and laboratory studies;
  • Dental services;
  • Hospital treatment in private hospitals;
  • Home visits by a doctor;
  • Second medical opinion.

What are the main benefits for parents and children?

  1. Faster access to specialists
    Children receive a medical examination within 24–48 hours, without the need for a referral from a GP.
  2. Quality medical care
    Private clinics offer more innovative equipment, individual approach and better conditions.
  3. Avoid waiting in queues
    Parents don't wait weeks for tests or hospital admission.
  4. Psychological support and therapies
    Many additional packages include consultations with child psychologists, speech therapists or therapists.
  5. Better dental health
    Health funds often cover fillings, tartar cleaning and orthodontic examinations.
  6. Preventive programs
    Most insurers offer immunization schedules, vitamin and growth tests, and check-ups.
осигуряване здравно допълнително за деца

What services do children's policies usually include?

Type of serviceCoverage in an additional policy
Pediatric examinationsYes
Emergency medical careYes
Vaccinations outside the calendarPartially
Dental careYes
Hospital stay in a private hospitalYes
Eye and hearing examsYes
Psychological helpYes

How much does additional child insurance cost?

The average cost of an annual health policy for a child varies between200andBGN 500., depending on:

  • the age of the child;
  • covered services(international travel, extreme sports, etc.);
  • spending limits;
  • the included medical facilities.

Some insurers also offerfamily packages, which cover several children at a discount.

за деца допълнително здравно осигуряване

Who is it suitable for?

Supplementary health insurance is particularly suitable for:

  • Children with chronic diseases;
  • Children attending daycare or kindergarten;
  • Students involved in sports;
  • Families without quick access to specialists through the NHIF.
CategoryDescriptionExample/Details
Supplementary health insuranceAdditional medical services outside the NHIF are covered.Examinations, examinations, dental care, psychologists.
Main advantagesFaster access, better conditions, individual approach.Examination up to 48 hours, treatment in a private hospital.
Policy priceThey depend on the policy – ​​usually between BGN 200-500 annually.It depends on the age and scope of services.
Suitable for:Children with frequent illnesses, playing sports, in nursery/garden.Families seeking better medical care.
Additional servicesPsychological help, vaccinations, eye/ear exams.Included in wider packages.