Additional health insurance for children guarantees extended medical care beyond the scope of compulsory insurance.Parents choose this option to ensure a higher quality of service, shorter waiting times and access to specialized services.
What is supplementary health insurance for children?
Additional health insuranceis a voluntary package of health services provided through private health funds.Unlike compulsory insurance through the NHIF, it covers:
- Examinations by specialists without a referral;
- Imaging and laboratory studies;
- Dental services;
- Hospital treatment in private hospitals;
- Home visits by a doctor;
- Second medical opinion.
What are the main benefits for parents and children?
- Faster access to specialists
Children receive a medical examination within 24–48 hours, without the need for a referral from a GP. - Quality medical care
Private clinics offer more innovative equipment, individual approach and better conditions. - Avoid waiting in queues
Parents don't wait weeks for tests or hospital admission. - Psychological support and therapies
Many additional packages include consultations with child psychologists, speech therapists or therapists. - Better dental health
Health funds often cover fillings, tartar cleaning and orthodontic examinations. - Preventive programs
Most insurers offer immunization schedules, vitamin and growth tests, and check-ups.
What services do children's policies usually include?
| Вид услуга | Покритие в допълнителна полица |
| Педиатрични прегледи | Да |
| Спешна медицинска помощ | Да |
| Ваксини извън календара | Частично |
| Дентална помощ | Да |
| Болничен престой в частна болница | Да |
| Очни и слухови прегледи | Да |
| Психологическа помощ | Да |
How much does additional child insurance cost?
The average cost of an annual health policy for a child varies between200andBGN 500., depending on:
- the age of the child;
- covered services(international travel, extreme sports, etc.);
- spending limits;
- the included medical facilities.
Some insurers also offerfamily packages, which cover several children at a discount.
Who is it suitable for?
Supplementary health insurance is particularly suitable for:
- Children with chronic diseases;
- Children attending daycare or kindergarten;
- Students involved in sports;
- Families without quick access to specialists through the NHIF.
| Категория | Описание | Пример/Детайли |
| Допълнително здравно осигуряване | Покриват се допълнителни медицински услуги извън НЗОК. | Прегледи, изследвания, дентална помощ, психолози. |
| Основни предимства | По-бърз достъп, по-добри условия, индивидуален подход. | Преглед до 48 ч., лечение в частна болница. |
| Цена на полицата | Зависят от полицата – обикновено между 200–500 лв. Годишно. | Зависи от възрастта и обхвата на услугите. |
| Подходящо за: | Деца с чести заболявания, спортуващи, в ясла/градина. | Семейства търсещи по-добра медицинска грижа. |
| Допълнителни услуги | Психологическа помощ, ваксини, очни/ушни прегледи. | Включени в по-широки пакети. |
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Additional health insurance for children guarantees extended medical care beyond the scope of compulsory insurance.Parents choose this option to ensure a higher quality of service, shorter waiting times and access to specialized services.
What is supplementary health insurance for children?
Additional health insuranceis a voluntary package of health services provided through private health funds.Unlike compulsory insurance through the NHIF, it covers:
- Examinations by specialists without a referral;
- Imaging and laboratory studies;
- Dental services;
- Hospital treatment in private hospitals;
- Home visits by a doctor;
- Second medical opinion.
What are the main benefits for parents and children?
- Faster access to specialists
Children receive a medical examination within 24–48 hours, without the need for a referral from a GP. - Quality medical care
Private clinics offer more innovative equipment, individual approach and better conditions. - Avoid waiting in queues
Parents don't wait weeks for tests or hospital admission. - Psychological support and therapies
Many additional packages include consultations with child psychologists, speech therapists or therapists. - Better dental health
Health funds often cover fillings, tartar cleaning and orthodontic examinations. - Preventive programs
Most insurers offer immunization schedules, vitamin and growth tests, and check-ups.
What services do children's policies usually include?
| Вид услуга | Покритие в допълнителна полица |
| Педиатрични прегледи | Да |
| Спешна медицинска помощ | Да |
| Ваксини извън календара | Частично |
| Дентална помощ | Да |
| Болничен престой в частна болница | Да |
| Очни и слухови прегледи | Да |
| Психологическа помощ | Да |
How much does additional child insurance cost?
The average cost of an annual health policy for a child varies between200andBGN 500., depending on:
- the age of the child;
- covered services(international travel, extreme sports, etc.);
- spending limits;
- the included medical facilities.
Some insurers also offerfamily packages, which cover several children at a discount.
Who is it suitable for?
Supplementary health insurance is particularly suitable for:
- Children with chronic diseases;
- Children attending daycare or kindergarten;
- Students involved in sports;
- Families without quick access to specialists through the NHIF.
| Категория | Описание | Пример/Детайли |
| Допълнително здравно осигуряване | Покриват се допълнителни медицински услуги извън НЗОК. | Прегледи, изследвания, дентална помощ, психолози. |
| Основни предимства | По-бърз достъп, по-добри условия, индивидуален подход. | Преглед до 48 ч., лечение в частна болница. |
| Цена на полицата | Зависят от полицата – обикновено между 200–500 лв. Годишно. | Зависи от възрастта и обхвата на услугите. |
| Подходящо за: | Деца с чести заболявания, спортуващи, в ясла/градина. | Семейства търсещи по-добра медицинска грижа. |
| Допълнителни услуги | Психологическа помощ, ваксини, очни/ушни прегледи. | Включени в по-широки пакети. |