European health card or medical insurance - what are they?
The European Health Cardisfree document, which provides access tourgent and necessary medical carewithin theThe European Union (EU), the European Economic Area (EEA) and Switzerland.Issued byThe National Health Insurance Fund (NHIF)and covers treatment under the same conditions as for local citizens.
What does the EHR cover?
✔️ Access to state medical facilities
✔️ Treatment of chronic diseases
✔️ Emergency medical assistance
✔️ Medical care during pregnancy
What does EHR NOT cover?
❌ Private health services
❌ Repatriation in case of serious illness or death
❌ Costs for medicines outside of basic services
❌ Rescue operations
Who is it suitable for?
It's EZKperfect for short trips in the EU, especially if you have health insurance in Bulgaria.But it does not provide full protection in serious accidents.
What is medicalinsurance for abroad?
Medical insurance for abroad isprivate insurance policy, which provides wider coverageboth in the EU and outside it.It can be customized according to the traveler's needs.
What does medical insurance cover?
✔️ Emergency medical care and hospitalization
✔️ Repatriation if needed
✔️ Treatment of injuries and surgical interventions
✔️ Rescue operations
✔️ Emergency dental care
✔️ Lost baggage or canceled flight (in some cases)
What does medical insurance NOT cover?
❌ Certain chronic diseases (unless otherwise agreed)
❌ Planned treatment abroad
❌ Existing diseases without prior declaration
Who is it suitable for?
✅Long-term trips abroad
✅Travel outside the EU
✅People with chronic conditions that require additional coverage
European Health Card vs.medical insurance - which one to choose?
| Характеристика | Европейска здравна карта | Медицинска застраховка |
|---|---|---|
| Цена | Безплатна | Платена |
| Обхват | Само в ЕС, ЕИП и Швейцария | В целия свят |
| Вид лечебни заведения | Държавни | Държавни и частни |
| Спешна медицинска помощ | ✅ Да | ✅ Да |
| Репатрация и спасителни операции | ❌ Не | ✅ Да |
| Лечение на хронични заболявания | ✅ Частично | ✅ При покритие |
| Загуба на багаж, отменени полети | ❌ Не | ✅ Да |
The optimal option: combine the two!
If you are traveling within the EU, it is best to have a European Health Card or medical insurance, ideally both.
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European health card or medical insurance - what are they?
The European Health Cardisfree document, which provides access tourgent and necessary medical carewithin theThe European Union (EU), the European Economic Area (EEA) and Switzerland.Issued byThe National Health Insurance Fund (NHIF)and covers treatment under the same conditions as for local citizens.
What does the EHR cover?
✔️ Access to state medical facilities
✔️ Treatment of chronic diseases
✔️ Emergency medical assistance
✔️ Medical care during pregnancy
What does EHR NOT cover?
❌ Private health services
❌ Repatriation in case of serious illness or death
❌ Costs for medicines outside of basic services
❌ Rescue operations
Who is it suitable for?
It's EZKperfect for short trips in the EU, especially if you have health insurance in Bulgaria.But it does not provide full protection in serious accidents.
What is medicalinsurance for abroad?
Medical insurance for abroad isprivate insurance policy, which provides wider coverageboth in the EU and outside it.It can be customized according to the traveler's needs.
What does medical insurance cover?
✔️ Emergency medical care and hospitalization
✔️ Repatriation if needed
✔️ Treatment of injuries and surgical interventions
✔️ Rescue operations
✔️ Emergency dental care
✔️ Lost baggage or canceled flight (in some cases)
What does medical insurance NOT cover?
❌ Certain chronic diseases (unless otherwise agreed)
❌ Planned treatment abroad
❌ Existing diseases without prior declaration
Who is it suitable for?
✅Long-term trips abroad
✅Travel outside the EU
✅People with chronic conditions that require additional coverage
European Health Card vs.medical insurance - which one to choose?
| Характеристика | Европейска здравна карта | Медицинска застраховка |
|---|---|---|
| Цена | Безплатна | Платена |
| Обхват | Само в ЕС, ЕИП и Швейцария | В целия свят |
| Вид лечебни заведения | Държавни | Държавни и частни |
| Спешна медицинска помощ | ✅ Да | ✅ Да |
| Репатрация и спасителни операции | ❌ Не | ✅ Да |
| Лечение на хронични заболявания | ✅ Частично | ✅ При покритие |
| Загуба на багаж, отменени полети | ❌ Не | ✅ Да |
The optimal option: combine the two!
If you are traveling within the EU, it is best to have a European Health Card or medical insurance, ideally both.