How does supplemental health insurance reimbursement work?

Reimbursement is the process by which a health insured person is reimbursed for medical services covered by supplemental health insurance.This only applies to costs recognized by the insurer.

What services are refundable?

Additional health insuranceusually covers:

• Examinations by specialists– cardiologists, dermatologists, neurologists, etc.;
• Laboratory studies– blood tests, hormone panels and microbiology;
• Diagnostic procedures– X-ray, ultrasound, MRI and scanners;
• Physiotherapy and rehabilitation– for injuries and chronic conditions;
• Medicines purchased– with a prescription and recommendation from a doctor;
• Hospital stay– under certain conditions.

Each insurance company has a specific list of covered services, limits and exclusions.The conditions are described in the individual health plan.

What are the refund terms?

Insurers usually require:

• The service was performed in a licensed medical facility;
• Documents to be submitted on time (usually up to 30 or 60 days);
• The service was performed after the start date of the insurance;
• The costs are not covered by the NHIF or another insurer.

Important:Not all services are 100% covered by international insurance.Many plans have an annual limit (e.g. BGN 1,000) or a reimbursement rate (e.g. 80%).

What mistakes to avoid?

• Submission of documents outside the deadline;
• Lack of original receipts or invoices;
• Mismatch between the name in the document and the name of the insured;
• Receiving medical assistance in a non-accredited medical facility.

Incomplete or inaccurate documents will result in denial of refund.

A question?	Answer:
Whatrepresentsreimbursement?	This is a process where the insured receives reimbursement for medical services covered by the supplementary health insurance.
What services are covered?	Examinations, tests, diagnostics, medications, physical therapy, hospital stays - according to the terms of the plan.
Howva is the procedure forstatesnot onrecoveryit?	Through a completed application, invoices, medical documents - submitted online, by email or in the office.
What conditions exist?	Licensed healthcare facility, compliance with deadlines (30–60 days), valid insurance, ... Reimbursement is the process by which a health insured person is reimbursed for medical services covered by supplemental health insurance.This only applies to costs recognized by the insurer. What services are refundable? Additional health insuranceusually covers: Examinations by specialists– cardiologists, dermatologists, neurologists, etc.; Laboratory studies– blood tests, hormone panels and microbiology; Diagnostic procedures– X-ray, ultrasound, MRI and scanners; Physiotherapy and rehabilitation– for injuries and chronic conditions; Medicines purchased– with a prescription and recommendation from a doctor; Hospital stay– under certain conditions. Each insurance company has a specific list of covered services, limits and exclusions.The conditions are described in the individual health plan. What are the refund terms? Insurers usually require: The service was performed in a licensed medical facility; Documents to be submitted on time (usually up to 30 or 60 days); The service was performed after the start date of the insurance; The costs are not covered by the NHIF or another insurer. Important:Not all services are 100% covered by international insurance.Many plans have an annual limit (e.g. BGN 1,000) or a reimbursement rate (e.g. 80%). What mistakes to avoid? Submission of documents outside the deadline; Lack of original receipts or invoices; Mismatch between the name in the document and the name of the insured; Receiving medical assistance in a non-accredited medical facility. Incomplete or inaccurate documents will result in denial of refund. A question? Answer: Whatrepresentsreimbursement? This is a process where the insured receives reimbursement for medical services covered by the supplementary health insurance. What services are covered? Examinations, tests, diagnostics, medications, physical therapy, hospital stays - according to the terms of the plan. Howva is the procedure forstatesnot onrecoveryit? Through a completed application, invoices, medical documents - submitted online, by email or in the office. What conditions exist? Licensed healthcare facility, compliance with deadlines (30–60 days), valid insurance, services outside NHIF, coverage according to limit. What Mistakes to Avoid When Reimbursing Supplemental Health Insurance? Overdue documents, missing originals, data errors, out-of-scope services – result in a denial of refund. Вижте повечеСкрий Download the app Insurance Inquiry Select insurance typeSelect insuranceCivil LiabilityCar InsuranceProperty InsuranceHealth InsuranceMountain InsuranceTravel Insurance AbroadOther Insurance I agree to the Terms and Conditions. I agree to the processing of my personal data according to the Privacy Policy. This site is protected by reCAPTCHA. Submit inquiry Download the app Insurance Inquiry Select insurance typeSelect insuranceCivil LiabilityCar InsuranceProperty InsuranceHealth InsuranceMountain InsuranceTravel Insurance AbroadOther Insurance I agree to the Terms and Conditions. I agree to the processing of my personal data according to the Privacy Policy. This site is protected by reCAPTCHA. Submit inquiry Reimbursement is the process by which a health insured person is reimbursed for medical services covered by supplemental health insurance.This only applies to costs recognized by the insurer. What services are refundable? Additional health insuranceusually covers: Examinations by specialists– cardiologists, dermatologists, neurologists, etc.; Laboratory studies– blood tests, hormone panels and microbiology; Diagnostic procedures– X-ray, ultrasound, MRI and scanners; Physiotherapy and rehabilitation– for injuries and chronic conditions; Medicines purchased– with a prescription and recommendation from a doctor; Hospital stay– under certain conditions. Each insurance company has a specific list of covered services, limits and exclusions.The conditions are described in the individual health plan. What are the refund terms? Insurers usually require: The service was performed in a licensed medical facility; Documents to be submitted on time (usually up to 30 or 60 days); The service was performed after the start date of the insurance; The costs are not covered by the NHIF or another insurer. Important:Not all services are 100% covered by international insurance.Many plans have an annual limit (e.g. BGN 1,000) or a reimbursement rate (e.g. 80%). What mistakes to avoid? Submission of documents outside the deadline; Lack of original receipts or invoices; Mismatch between the name in the document and the name of the insured; Receiving medical assistance in a non-accredited medical facility. Incomplete or inaccurate documents will result in denial of refund. A question? Answer: Whatrepresentsreimbursement? This is a process where the insured receives reimbursement for medical services covered by the supplementary health insurance. What services are covered? Examinations, tests, diagnostics, medications, physical therapy, hospital stays - according to the terms of the plan. Howva is the procedure forstatesnot onrecoveryit? Through a completed application, invoices, medical documents - submitted online, by email or in the office. What conditions exist? Licensed healthcare facility, compliance with deadlines (30–60 days), valid insurance, ... Reimbursement is the process by which a health insured person is reimbursed for medical services covered by supplemental health insurance.This only applies to costs recognized by the insurer. What services are refundable? Additional health insuranceusually covers: Examinations by specialists– cardiologists, dermatologists, neurologists, etc.; Laboratory studies– blood tests, hormone panels and microbiology; Diagnostic procedures– X-ray, ultrasound, MRI and scanners; Physiotherapy and rehabilitation– for injuries and chronic conditions; Medicines purchased– with a prescription and recommendation from a doctor; Hospital stay– under certain conditions. Each insurance company has a specific list of covered services, limits and exclusions.The conditions are described in the individual health plan. What are the refund terms? Insurers usually require: The service was performed in a licensed medical facility; Documents to be submitted on time (usually up to 30 or 60 days); The service was performed after the start date of the insurance; The costs are not covered by the NHIF or another insurer. Important:Not all services are 100% covered by international insurance.Many plans have an annual limit (e.g. BGN 1,000) or a reimbursement rate (e.g. 80%). What mistakes to avoid? Submission of documents outside the deadline; Lack of original receipts or invoices; Mismatch between the name in the document and the name of the insured; Receiving medical assistance in a non-accredited medical facility. Incomplete or inaccurate documents will result in denial of refund. A question? Answer: Whatrepresentsreimbursement? This is a process where the insured receives reimbursement for medical services covered by the supplementary health insurance. What services are covered? Examinations, tests, diagnostics, medications, physical therapy, hospital stays - according to the terms of the plan. Howva is the procedure forstatesnot onrecoveryit? Through a completed application, invoices, medical documents - submitted online, by email or in the office. What conditions exist? Licensed healthcare facility, compliance with deadlines (30–60 days), valid insurance, services outside NHIF, coverage according to limit. What Mistakes to Avoid When Reimbursing Supplemental Health Insurance? Overdue documents, missing originals, data errors, out-of-scope services – result in a denial of refund. Вижте повечеСкрий