Supplemental Health Insurance for Children: What are the Benefits?

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Additional health insurance for children guarantees extended medical care beyond the scope of compulsory insurance.Parents choose this option to ensure a higher quality of service, shorter waiting times and access to specialized services.

What is supplementary health insurance for children?

Additional health insuranceis a voluntary package of health services provided through private health funds.Unlike compulsory insurance through the NHIF, it covers:

  • Examinations by specialists without a referral;
  • Imaging and laboratory studies;
  • Dental services;
  • Hospital treatment in private hospitals;
  • Home visits by a doctor;
  • Second medical opinion.

What are the main benefits for parents and children?

  1. Faster access to specialists
    Children receive a medical examination within 24–48 hours, without the need for a referral from a GP.
  2. Quality medical care
    Private clinics offer more innovative equipment, individual approach and better conditions.
  3. Avoid waiting in queues
    Parents don't wait weeks for tests or hospital admission.
  4. Psychological support and therapies
    Many additional packages include consultations with child psychologists, speech therapists or therapists.
  5. Better dental health
    Health funds often cover fillings, tartar cleaning and orthodontic examinations.
  6. Preventive programs
    Most insurers offer immunization schedules, vitamin and growth tests, and check-ups.
осигуряване здравно допълнително за деца

What services do children's policies usually include?

Вид услугаПокритие в допълнителна полица
Педиатрични прегледиДа
Спешна медицинска помощДа
Ваксини извън календараЧастично
Дентална помощДа
Болничен престой в частна болницаДа
Очни и слухови прегледиДа
Психологическа помощДа

How much does additional child insurance cost?

The average cost of an annual health policy for a child varies between200andBGN 500., depending on:

  • the age of the child;
  • covered services(international travel, extreme sports, etc.);
  • spending limits;
  • the included medical facilities.

Some insurers also offerfamily packages, which cover several children at a discount.

за деца допълнително здравно осигуряване

Who is it suitable for?

Supplementary health insurance is particularly suitable for:

  • Children with chronic diseases;
  • Children attending daycare or kindergarten;
  • Students involved in sports;
  • Families without quick access to specialists through the NHIF.
  • ...

Additional health insurance for children guarantees extended medical care beyond the scope of compulsory insurance.Parents choose this option to ensure a higher quality of service, shorter waiting times and access to specialized services.

What is supplementary health insurance for children?

Additional health insuranceis a voluntary package of health services provided through private health funds.Unlike compulsory insurance through the NHIF, it covers:

  • Examinations by specialists without a referral;
  • Imaging and laboratory studies;
  • Dental services;
  • Hospital treatment in private hospitals;
  • Home visits by a doctor;
  • Second medical opinion.

What are the main benefits for parents and children?

  1. Faster access to specialists
    Children receive a medical examination within 24–48 hours, without the need for a referral from a GP.
  2. Quality medical care
    Private clinics offer more innovative equipment, individual approach and better conditions.
  3. Avoid waiting in queues
    Parents don't wait weeks for tests or hospital admission.
  4. Psychological support and therapies
    Many additional packages include consultations with child psychologists, speech therapists or therapists.
  5. Better dental health
    Health funds often cover fillings, tartar cleaning and orthodontic examinations.
  6. Preventive programs
    Most insurers offer immunization schedules, vitamin and growth tests, and check-ups.
осигуряване здравно допълнително за деца

What services do children's policies usually include?

Вид услугаПокритие в допълнителна полица
Педиатрични прегледиДа
Спешна медицинска помощДа
Ваксини извън календараЧастично
Дентална помощДа
Болничен престой в частна болницаДа
Очни и слухови прегледиДа
Психологическа помощДа

How much does additional child insurance cost?

The average cost of an annual health policy for a child varies between200andBGN 500., depending on:

  • the age of the child;
  • covered services(international travel, extreme sports, etc.);
  • spending limits;
  • the included medical facilities.

Some insurers also offerfamily packages, which cover several children at a discount.

за деца допълнително здравно осигуряване

Who is it suitable for?

Supplementary health insurance is particularly suitable for:

  • Children with chronic diseases;
  • Children attending daycare or kindergarten;
  • Students involved in sports;
  • Families without quick access to specialists through the NHIF.
КатегорияОписаниеПример/Детайли
Допълнително здравно осигуряванеПокриват се допълнителни медицински услуги извън НЗОК.Прегледи, изследвания, дентална помощ, психолози.
Основни предимстваПо-бърз достъп, по-добри условия, индивидуален подход.Преглед до 48 ч., лечение в частна болница.
Цена на полицатаЗависят от полицата – обикновено между 200–500 лв. Годишно.Зависи от възрастта и обхвата на услугите.
Подходящо за:Деца с чести заболявания, спортуващи, в ясла/градина.Семейства търсещи по-добра медицинска грижа.
Допълнителни услугиПсихологическа помощ, ваксини, очни/ушни прегледи.Включени в по-широки пакети.
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Като зает професионалист ценя удобството да мога да сключвам застраховки от телефона си по всяко време. Това приложение предлага невероятна гъвкавост, позволява…

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Обичам да тествам такива иновативни решения. Спестяват не само време, а и нерви. Вече така ще си правя застраховките.

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Спестява време и усилия, като предоставя всички необходими услуги на едно място. Препоръчвам го на всеки, който търси сигурност и удобство при застраховането!

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