Employer's responsibility

Employer's Liability Insurance

Застраховка Отговорност на работодателя

Employer's Liability Insuranceis a key aspect in the management of labor relations in an organization.This insurance is a general obligation of the employer to indemnify the worker or employee for damages caused to him or her during or in connection with the performance of his or her work duties.

This responsibility has two main directions:

  • A unilateral obligation of the employer arising from the employment relationship between the parties.
  • Legal liability that may be available in the event of culpable conduct on the part of the employer.

The scope of the employer's liability policy includes:

  • Property damages, including loss of earnings, sick pay, work accident or occupational disease benefits, etc.
  • Non-pecuniary damages, including pain and suffering, loss of work ability, etc.
  • The employer's liability is limited to certain limits which are set by law.

To insuranceResponsibilities under ZUT related to construction and design.

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